Make Money First, Then Live Your Dream Life? You Have It Backwards
đ¸ The Mistake Most People Make
"Once I make more money, I'll be able to live the life I want."
Sound familiar? I used to think the exact same way. I joined a graduate program at one of the world's largest investment banks and spent 9 years making every decision based on career advancement and better pay.
Here's what I learned the hard way: When you're deeply unhappy, dissatisfied, or feel misaligned, the next milestone isn't going to fix that.
đ¯ "When I Get the Next Promotion, When I Hit Six Figures, I'll Be Happy"
I genuinely lived by this belief. But when those milestones came, happiness didn't follow. Why?
Because I had the order completely backwards.
Most people think:
- Make more money first
- Then live the life you want
But it should actually be:
- Figure out what kind of life you want to live first
- Structure your finances around that (even if it takes time)
đ What Does Your Ideal Life Actually Look Like?
For me, it was getting to a place where I could quit my job and pursue my passion project.
What is it for you?
- đ Having the freedom to travel
- đ Working remotely to spend more time with family
- đ° Having enough saved up to take creative risks without worrying about next month's bills
đ The Key Is Intentional Choices
What matters is understanding what you're actually working towards and making intentional choices with your money, whatever your starting point.
Ask yourself:
"What am I really working for?" "Is this work taking me toward the life I want?"
These questions can be uncomfortable. They were uncomfortable for me when I first had this conversation with myself. But this uncomfortable conversation is where change begins.
đ Key Takeaways
â Thinking you need to make money first before living your ideal life is backwards
â The next promotion or raise won't bring happiness
â Define the life you want first, then structure your finances around it
â Regardless of your starting point, intentional choices matter most
The most important financial decision in life isn't "How do I make more money?" but rather "What kind of life do I want to live?" Once you answer that, money becomes a tool that supports that life. When the tool becomes the goal, we end up running forever without satisfaction.
Today, pause and ask yourself: What am I really working for?